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🎖 Veteran-Owned Business · Indiana & Kentucky

PROTECT
WHAT
MATTERS MOST

Expert insurance guidance from a veteran who's committed to being there when it matters most. Auto, Home, Life, Business & more.

Let's find your best rate →

🔒 No commitment. Takes 60 seconds.

7+
Years Serving
5K+
Families Protected
4.8★
Client Rating
Get Your Free Quote
Takes less than 60 seconds — no obligation
🔒 Your info is secure and never shared
4.8 ★★★★★
Google Reviews
A+
A+ Rating
Better Business Bureau
New Albany, IN
Local Independent Agent
Veteran-Owned
Proudly serving since 2018
What We Cover

COVERAGE FOR EVERY NEED

From everyday auto and home policies to specialty coverage — if we don't have a solution, we'll help you find it.

Indiana family driving
Auto Insurance

Personal & classic vehicle coverage. We shop top carriers to find the best rate for your exact situation.

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Indiana home
Home Insurance

Homeowners coverage with claims forgiveness — a premium perk most agents can't offer.

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Happy Indiana family
Life Insurance

Term & whole life coverage to protect the people who depend on you most.

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Modern office
Business Insurance

General liability, BOP & commercial property for Indiana & Kentucky businesses.

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Modern apartment
Renters & Landlord

Affordable renters policies and robust landlord coverage for properties of any size.

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Indiana RV camping
RV, Boat & Collectors

RVs, boats, collector cars, ATVs & more. If it's hard to insure, we have a solution.

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Umbrella coverage
Umbrella Coverage

Extra liability protection above and beyond your standard policies. Peace of mind for today's world.

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Insurance
Insights
and Advice

From helpful tips to industry news, we've got you covered. Join the conversation and make insurance interesting!

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Home and auto bundling tips
Bundle & Save: How to Cut Your Premiums in Indiana & Kentucky
Combining your home and auto policies is one of the easiest ways to lower your insurance costs. Here's exactly how it works and what to watch out for...
4 Minute Read
First time homeowner insurance guide
First-Time Homeowner? Here's What Your Insurance Actually Covers
New to homeownership? Most people are surprised by what's included — and what's not. We break down the essentials before you sign anything...
5 Minute Read
Classic car insurance guide
Classic & Collector Car Insurance: What Every Owner Needs to Know
Standard auto insurance won't protect your prized classic the way it deserves. Discover what makes collector vehicle coverage different and worth it...
3 Minute Read
What Clients Say

REAL PEOPLE. REAL RESULTS.

★★★★★ 4.8 rating · Google Reviews
★★★★★
"We've been with Allstate for many years through another agency, but when we moved to Indiana we found Bill Cline. He's been fantastic from the very beginning. He made transferring our auto policies from Nevada seamless and was incredibly helpful."
AC
Alana Contreras
2 months ago · Google Review
★★★★★
"Bill and his staff are the Best! We had purchased a property and our State Farm agent said they couldn't insure it. After a few frustrating phone calls with State Farm, I called Bill Cline with Allstate. He said it was 'no problem' and took care of everything."
KH
Kim Halsema
3 months ago · Google Review
★★★★★
"Bill and his staff have been outstanding with my transition from a previous insurance company. It's the small things like the hand written thank you notes and sending plastic holders for insurance cards that mean the most."
AV
Alex Vanness
1 year ago · Google Review
★★★★★
"Bill Cline has been very helpful and precise with setting up my policies to fit my needs. Would highly recommend. He is always quick to respond with my claims and has been a pleasure to deal with."
RD
Russ Davis
1 year ago · Google Review
★★★★★
"Bill Cline's office has been great. I was a long time client of Erie, but Bill found better coverage at a better price. Easy to work with and great service. Would recommend for all."
JD
Jonathan Driver
1 year ago · Google Review
★★★★★
"I definitely recommend Bill Cline and his office staff at Allstate. They go way above and beyond for their clients and they personally keep in touch with any questions you may have. Very thoughtful."
TG
Tiffany Green
1 year ago · Google Review
★★★★★
"I have been with this office for 2 years now and have had the best service. The receptionist is so nice. They always answer my questions as soon as possible and are very knowledgeable about their services."
AB
Amanda Boone
2 years ago · Google Review
★★★★★
"Bill is one of the nicest, most helpful insurance agents I have ever had. Would 10/10 recommend him to anyone."
SP
Scott Prince
2 years ago · Google Review
★★★★★
"Thanks for the great service Bill! You have a great group in your office, and they really explained things well. God to be in Good Hands!"
TA
Tom Allen
2 years ago · Google Review
Common Questions

INSURANCE QUESTIONS ANSWERED

No jargon. No runaround. Here are the questions we hear most — answered plainly by a real agent who's been in your corner since 2018.

We cover auto, home, life, business, renters, landlord, RV, boat, collector vehicle, umbrella insurance — all across Indiana and Kentucky. As an independent agency, we shop multiple top-rated carriers to find you the best rate and coverage for your exact situation.
Getting a quote takes less than 60 seconds. Enter your ZIP code on this page or call Bill Cline directly at (812) 359-1767. No commitment, no pressure, no obligation. We work on your schedule — including evenings and Saturdays by appointment.
Yes — bundling home and auto is one of the most effective ways to lower your premiums. Multi-policy discounts from our carriers can significantly reduce your monthly cost. We compare bundle options across multiple companies to make sure you get the best combined rate available in Indiana or Kentucky.
Claims forgiveness means your rate won't automatically spike after your first claim — a perk most agents simply don't offer. Yellow Ribbon Insurance has access to carriers that include claims forgiveness on home and auto policies. Ask Bill about it when you call for your free quote.
We are licensed and active throughout all of Indiana and Kentucky. We regularly serve clients in Bloomington, Indianapolis, Evansville, Fort Wayne, South Bend, Louisville, Lexington, Bowling Green, Owensboro, and all surrounding communities. If you're in Indiana or Kentucky, we can help.
When you work with a veteran-owned agency like Yellow Ribbon Insurance, you're working with someone trained in accountability, mission-first thinking, and never leaving anyone behind. Bill Cline founded this agency with one purpose: to make sure every client is genuinely protected — not just sold a policy. That's a different level of commitment.
Where We Serve

INDIANA & KENTUCKY COVERAGE

Search your city and get a personalized quote right from here.

🏛 Indiana
🐎 Kentucky

Don't see your city? Call us — if you're in Indiana or Kentucky, we can help.

We're Here For You

HOW CAN WE
HELP YOU
TODAY?

Managing your insurance should be simple. We combine expert product knowledge with genuine care.

Whether you're a first-time buyer, a growing family, or a local business owner across Indiana and Kentucky — looking for a new policy, or looking to manage your existing policy with us — let us know how we can help.

Get a Quote Free, no-obligation insurance quote
File a Claim Fast, supportive claims assistance
Make a Payment Secure online payments anytime
Update Policy Keep your coverage up to date
Ready to get protected?

GET YOUR FREE QUOTE TODAY

No obligation, no pressure. Just expert guidance from someone who genuinely cares.

Get a Free Quote → 📞 Call (812) 359-1767